Get in Touch with LightStream

We're here to help you with your loan needs. Contact us for personalized assistance and expert guidance.

Phone Support

Mon-Fri: 8AM-8PM ET

+1 (619) 228-1462, +1 (619) 538-8064

Email Support

24/7 Response

support@lightstream-ach.com

Live Chat

Instant Help

Available Now

Visit Us

Charlotte, NC

Truist Tower

Why Choose LightStream?

Low Rates

Competitive rates for qualified borrowers

Secure & Trusted

Bank-level security and encryption

Expert Support

Dedicated customer service team

Fast Processing

Quick approval and funding

Frequently Asked Questions

How quickly can I get approved?

Most applications are approved within minutes, with funding as soon as the same day.

What credit score do I need?

We typically require good to excellent credit (660+ FICO score).

Can I pay off my loan early?

Yes! There are no prepayment penalties with LightStream loans.

What loan amounts are available?

We offer loans from $5,000 to $100,000 for qualified borrowers.

Contact Information

Phone Support

+1 (619) 228-1462

Monday - Friday: 8:00 AM - 8:00 PM ET

Saturday: 9:00 AM - 5:00 PM ET

Email Support

support@lightstream-ach.com

We respond within 24 hours

Live Chat

Available on our website

Monday - Friday: 8:00 AM - 8:00 PM ET

Corporate Office

Truist Tower

214 North Tryon Street

Charlotte, NC 28202

Business Hours

Monday - Friday8:00 AM - 8:00 PM ET
Saturday9:00 AM - 5:00 PM ET
SundayClosed

Note: Our online application is available 24/7. You can apply for a loan anytime, anywhere.