APR ranges from 6.24% to 24.89% and is determined at the time of application. The APR you receive will depend on your credit score and other factors, including your loan amount, loan term, and credit usage and history.
Funding times may vary depending on your bank and may take 1-2 additional business days. LightStream does not charge any fees, including no origination fees, no application fees, and no prepayment penalties.
Business Hours: Monday-Friday: 9:30 am to 7 pm. & Saturday: Noon to 4 pm.
Mailing Address: PO Box 113120 Atlanta, GA 30309-1120